Independent guide

SDE vs EBITDA for Online Business Valuation

Both measures try to make operating performance easier to compare, but they answer different questions about who runs the business and which costs remain.

Updated September 14, 2026Educational research
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What SDE is trying to show

Seller's Discretionary Earnings is commonly used for smaller owner-operated businesses. Conceptually, it starts from profit and adds back certain owner-specific or non-recurring items to estimate the economic benefit available to one owner-operator.

What EBITDA is trying to show

EBITDA focuses on earnings before interest, taxes, depreciation and amortization and generally leaves market-rate management or labor costs in the business. It is more common as companies become less owner-dependent.

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Why the same business can show different numbers

If the owner performs meaningful work without a market-rate salary, SDE may add owner compensation back while an EBITDA-style view may need to include replacement management cost.

The danger of aggressive add-backs

Every add-back should have a reason and evidence. Recurring software, advertising, contractor or maintenance expenses usually remain real costs simply because a seller would prefer a higher earnings number.

Use the measure that matches the buyer

An individual buyer intending to operate the business personally may think differently from a strategic acquirer that must hire management. The earnings base should reflect the actual post-close operating model.

Do not compare multiples across inconsistent bases

A 4x SDE valuation and a 4x EBITDA valuation are not equivalent if the underlying earnings definitions differ materially. Always confirm the base before discussing the multiple.

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